Favorable Settlement Obtained for Dental Insurance Company

U.S. District Court, Northern District of Oklahoma

Shook, Hardy & Bacon negotiated a favorable settlement for its client, MobileCare 2U, LLC, a company that sold dental insurance policies to residents of nursing homes in Oklahoma. The plaintiff alleged that under a regulation unique to Oklahoma Medicaid, “dentures and related services” should be covered by the Medicaid program, either directly or indirectly through the purchase of dental insurance. 

Plaintiff filed a putative class action alleging that MobileCare 2U sold (and the other named defendant, Unified Life Insurance Company, underwrote) an illegal dental-insurance policy in light of the regulation because the plaintiff had to utilize personal funds to pay the monthly premiums. The plaintiff’s suit included tort and statutory allegations on behalf of a broad class of customers claiming that the policies were unfair to purchasers. Prior to the certification briefing, Shook negotiated a favorable settlement for its client that was later approved by the court. Childs v. Unified Life Ins. Co., No. CIV-10-23 (N.D. Okla. 2010).